In the event of damaged property, you might wish to exercise your legal options to help cover the damages. As you may have already known, insurance companies are not always generous when giving out claims for damaged properties. Rather than help covers the damages, they might seek reasons to deny your request or offer little compensation.
If you’ve been involved in an accident or perhaps an individual intentionally or unintentionally damaged your property, you can decide to follow the case for adequate compensation.
In a lay term, a property can be defined as any tangible that belongs to you. It can include your cars, clothing, cars, even your refrigerator, and pets. When any of these properties are damaged, should you take action?
When someone harms or damages your property, you automatically become a victim of property damage. That alone gives you the right to seek compensation, irrespective of whether the injury was an accident or intentional.
However, winning such a case is not always certain. But by knowing this area of law, you can discover ways to protect your rights.
Insurance Vs. Property Damage
Most people often ask if the insurance cover property damage. Some insurance premiums can, however, it depends on the scenario. For instance, a car accident caused by another car, and the driver can pay for damages.
Other types of property damage can be covered by insurance, like your own, and only under certain circumstances. The things not covered by insurance often pertain to negligence. If you’re to hit a ball through your window or that of a neighbor, insurance will not cover such damages.
Some accidents have a sort of human error attached, so getting involved in an accident is not enough to absolve you. Although the insurance company may pay you a certain amount, they might fail to cover everything.
Suing For Property Damage
As you might know, insurance companies are not keen to disburse funds for property damage claims. The reason is that it harms their bottom line. Due to this, they are out to fish out reasons why they should deny your request or settle you with fair compensation.
If perhaps, you aren’t okay with the compensation, you can always consider using the drivers’ insurer for property damage. If you had sustained some personal injury along the process, get across a good and reputable lawyer.
Suing In Small Claims Courts
If your claims are relatively small, it will be best to take the defendant on a small claim court. A lot of people use the tip, and the result is often impressive. Before you begin, ensure you already meet with a lawyer and is working based on his advice.
If the claim is large or perhaps, somewhat complicated, you should probably hire a lawyer to represent you in court. Your lawyer will help you understand if your case is viable or not. Whatever be the case, a lawyer will give you the best advice on what to do and what not to do.
Contact Campion, Curran, Lamb and Cunabaugh today for legal help.